All Things XRP (@XRP_investing), a well-known figure in the crypto space, recently challenged one of the longest-running false claims in the XRP community—the idea that Ripple and SWIFT are collaborating. As he stated, “Ripple and SWIFT are not partners.” His message aims to end years of speculation that reemerges with each market cycle. According to All Things XRP, this rumor dates back years, and in 2018, SWIFT publicly denied any talks with Ripple. Around the same time, the Ripple CEO clarified that the two entities competed rather than working together. Despite this clarity, recent developments have reignited the narrative of a collaboration. 🚨🚫 RIPPLE & SWIFT PARTNERSHIP? LET’S KILL THE MYTH ONCE AND FOR ALL. Every bull run, it’s the same recycled rumor: “Ripple and SWIFT are partnering. Huge announcement incoming.” Let’s clear this up with facts not hopium. 👇 🔹 2018: SWIFT denied talks with Ripple. Ripple’s… — All Things XRP (@XRP_investing) April 18, 2025 Why the Rumor Resurfaced in 2025 All Things XRP pointed to Ripple’s acquisition of Hidden Road for $1.25 billion and the launch of its RLUSD stablecoin in late 2024 as the catalysts that renewed the speculation. Many in the XRP community believe these moves signal a deeper integration with traditional finance institutions. The timing of these announcements, especially in the wake of the SEC’s decision to withdraw its appeal against Ripple, has added to the speculation. A major source of confusion came in March 2025 when Watcher.Guru’s account was compromised. During the breach, posts claimed billions of XRP were locked in escrow and falsely suggested a partnership between SWIFT and Ripple. These claims were quickly debunked, but many believe a partnership is in the works. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 SWIFT’s Blockchain Strategy It is accurate that SWIFT is exploring blockchain solutions. However, All Things XRP noted that the institution has chosen to collaborate with Chainlink for interoperability testing. Although Ripple’s clients, such as Santander, use its services, they are not operating through SWIFT’s infrastructure. Some XRP advocates point to potential benefits SWIFT could gain by integrating XRP. Yet, there’s no evidence that SWIFT has ever formally considered such a move. Independent studies by global banking organizations have acknowledged XRP’s potential, but SWIFT was not involved in these assessments. Misunderstood References and Misleading Assumptions Much of the confusion arises from indirect associations. For instance, EastNets, a third party that licenses SWIFT software, has mentioned using Ripple’s technology . Some see the mention as a direct connection between both parties, despite there being none. Similarly, Ripple and SWIFT’s alignment with ISO 20022 has led some to infer an impending collaboration. However, compliance with a global messaging standard does not equate to partnership. Despite persistent claims, no credible evidence supports the idea of a Ripple-SWIFT partnership. While such a relationship could benefit XRP in adoption and institutional recognition, it remains purely speculative. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple (XRP) and SWIFT Partnership? Researcher Exposes the Myth Once and For All appeared first on Times Tabloid .
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