In a market where seasoned investors are looking past hype and focusing on fundamentals, one low-cap cryptocurrency is quietly making its way into the portfolios of large Bitcoin holders. Mutuum Finance (MUTM) , currently trading at just $0.025 in its presale phase, is gaining traction not because of flashy marketing or social media trends—but because of its core mechanics and future value potential. Unlike coins that rely on temporary narratives or memetic traction, Mutuum is building something concrete. And that’s exactly what’s drawing in those with the capital and experience to spot long-term opportunities early. As interest in early-stage DeFi crypto projects resurfaces, BTC whales appear to be rotating part of their holdings into MUTM, betting on both the platform’s stability and its token’s upside. Mutuum Finance (MUTM) Mutuum isn’t pitching itself as a quick flip. It’s focused on solving a real problem in decentralized finance: how to unlock liquidity from existing digital assets without losing market exposure. The protocol allows users to deposit their crypto assets into smart contracts and borrow against it, providing access to stablecoins while retaining full control of the original asset. That utility, combined with a clearly structured reward system and token model, is giving this project its own momentum. Currently, Mutuum’s presale is in its fourth stage, and over 65% of this round has already been completed. The entry price remains at $0.025—but not for long. Once the next phase begins, the token will increase to $0.03, and at launch, the price is set to open at $0.06. For early movers, that represents a 140% gain right out of the gate, before any exchange trading even begins. It’s no surprise that investors with deeper pockets are getting in now, securing positions before the rest of the market catches on. The appeal isn’t just the low entry point—it’s what happens next. Mutuum has confirmed that a beta version of the platform will go live alongside the token, meaning it won’t be just another presale without a product. From day one, users will be able to engage with core features like borrowing against their digital assets and receiving yield on deposited funds. It’s a structure that appeals to experienced cryptocurrency holders who prioritize function and cash flow. Another reason larger investors are stepping in is Mutuum’s on-chain yield generation. Mutuum uses the protocol’s real revenue—generated through lending activity—to purchase MUTM tokens from the open market. These tokens are then redistributed to participants, creating a sustainable system that rewards active users without watering down the token’s long-term value. And the signs of momentum are already clear. With more than $7.75 million raised and over 9,500 holders on record, the project has a growing base of support. That combination—early traction, transparent mechanics, and actual utility—is what often precedes a breakout. It also checks every box for those trying to figure out the best crypto to buy now with a focus on long-term ROI. Looking at crypto predictions, analysts suggest MUTM could easily outperform many well-known altcoins post-launch. A surge to $0.38 or higher is seen as achievable in the short term, with long-term forecasts placing the token well above the $1 mark. For context, a $2,500 investment at the current presale price could turn into $35,000. That level of potential return is what’s driving the uptick in large buys from serious players. In the end, whether you’re holding Bitcoin or searching for promising new projects, Mutuum Finance presents a compelling case. It’s early, it’s affordable, and most importantly—it’s building something that delivers value, not just speculation. And that’s why some of crypto’s biggest wallets are already paying attention. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance The post Is this low-cap altcoin the best crypto to buy now? BTC whales think so appeared first on Invezz
