Meme coins are back in the spotlight. Dogecoin (DOGE) and Shiba Inu (SHIB) have both seen a sharp uptick in price, catching a wave of renewed retail enthusiasm. DOGE recently surged past $0.20, and SHIB followed with double-digit gains of its own. Once again, traders are pouring in for quick momentum plays. But while the hype is loud, not everyone is chasing the noise. Many investors, especially those looking for long-term upside and real-world utility, are turning their attention elsewhere—to tokens like Mutuum Finance (MUTM) , which offer more than just social media-driven volatility. Positioned at the intersection of DeFi utility and early-stage accessibility, MUTM is now being called one of the best cryptocurrencies to buy before its official listing. Meme coin energy vs utility-driven growth DOGE and SHIB continue to generate strong momentum, consistently drawing attention and enthusiasm across the crypto market. But behind the headlines, many experienced investors are asking the same question: what happens when the momentum fades? That’s why a growing portion of the market is moving into tokens with working models, long-term vision, and protocols designed for real use cases. That’s exactly where Mutuum Finance is beginning to stand out. While meme coins rely on mass sentiment, Mutuum is quietly building a full-scale lending and borrowing system that allows users to interact directly through smart contracts. Its structure eliminates middlemen and offers users complete control over their assets—delivering the type of utility that stands the test of market cycles. What makes Mutuum Finance a stronger play? MUTM is more than a token—it’s the access key to a decentralized finance ecosystem. The platform offers both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending options. Users can contribute crypto to shared liquidity pools for passive income or negotiate terms directly in a P2P environment for more tailored deals. This dual structure appeals to a broad range of investors—from passive earners to active borrowers—creating consistent demand for the token. Mutuum is also preparing to launch its own overcollateralized stablecoin, which will be minted from user-supplied collateral. This adds a layer of long-term value and positions the protocol as more than just a borrowing platform—it becomes a financial engine. And unlike most early-stage tokens, the system is already under development. The mechanics are being refined, and the infrastructure is being built ahead of launch. DeFi’s comeback is driving the shift The broader DeFi space is also regaining attention. After a quieter stretch in 2023–2024, the market is now revisiting decentralized platforms that offer transparency, smart contract automation, and non-custodial control. As interest returns to DeFi, protocols like Mutuum—those offering real mechanics instead of speculative promises—are naturally benefiting. With lending, borrowing, yield, and stablecoin tools under one roof, MUTM isn’t just relevant—it’s well-positioned for the next phase of the market. Right now, MUTM is still in presale at $0.025, but that won’t last much longer. With over 70% of the fourth presale phase already completed, the price will increase to $0.03 in phase 5. There are 11 presale phases in total, leading up to the official launch price of $0.06—giving early participants multiple chances to enter before it hits public markets at a significantly higher valuation. So far, more than $7.8 million has been raised, over 450 million tokens sold, and 9,600+ holders onboarded—proof that interest is picking up fast. Analysts who’ve tracked both meme trends and DeFi growth agree: MUTM offers what DOGE and SHIB don’t—structure, revenue mechanisms, and long-term application. That’s not to say meme tokens are irrelevant, but their upside is often short-lived. MUTM, by contrast, is early in its lifecycle with years of upside still ahead. A $1,000 investment in DOGE right now might double in a breakout—but a $1,000 entry into MUTM at presale could turn into $10,000+ based on its projected growth post-launch. That’s the difference between temporary buzz and protocol-backed growth. DOGE and SHIB might be trending today—but smart investors know when to look past the noise. Mutuum Finance offers an opportunity built on real mechanics, rising demand, and a presale price that won’t last much longer. With DeFi back in focus and momentum building behind utility-first projects, MUTM is emerging as one of the smartest entries in the market right now. The opportunity to join at an early price is still available—but it’s quickly narrowing. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance The post DOGE and SHIB rally, analysts call MUTM the best crypto to buy now appeared first on Invezz
