XRP has reclaimed market headlines after approaching the $2.50 level, with many traders eyeing a potential breakout toward $3 — a milestone it hasn’t touched since its previous all-time high. Renewed confidence in Ripple’s legal clarity and growing institutional interest have contributed to the asset’s latest momentum. But even as XRP builds steam, a portion of its community is quietly diversifying into another opportunity: Mutuum Finance (MUTM) — a new DeFi token still holding below $0.03, with long-term projections far exceeding current levels. Ripple (XRP) The optimism around XRP is grounded in several key developments, including the settlement with the SEC, which removed a major overhang for institutional investors. With market sentiment improving and price action moving in a positive direction, XRP is once again being positioned as a foundational token in many portfolios. That said, analysts note that XRP’s current move toward $3 represents a modest gain compared to what early-stage assets are offering. For example, from its current price near $2.50, a move to $3 reflects around a 20% return. Respectable — but not game-changing. That’s why some long-term XRP holders are now taking a portion of their gains or idle capital and redirecting it toward lower-cap projects with higher growth ceilings. And Mutuum Finance is increasingly being mentioned as a top crypto to buy ahead of the next market wave. Mutuum Finance (MUTM) Mutuum Finance (MUTM) isn’t just another token trending in presale circles — it’s shaping up to be the next big cryptocurrency for investors seeking utility over speculation. Still priced at just $0.025, with the next phase increasing to $0.03, it offers one of the most attractive risk/reward setups in today’s crypto investment space. While XRP continues its steady rise, early supporters are recognizing that even a modest investment in MUTM opens the door to far more upside. Some analysts expect it to reach $0.30 post-launch, translating into a potential 1,100%–1,200% surge from current levels. That kind of performance is rare in the mid-cap market but still very much in play for new crypto coins like MUTM. With many asking what crypto to invest in for long-term passive income, MUTM stands out for its structure, not just its price point. Mutuum’s fourth presale phase is already over 70% complete, with more than $7.9 million raised and 9,700+ wallets already onboard. After this phase concludes, the token price will increase to $0.03, continuing through an 11-stage presale that culminates in a $0.06 public launch. But early access here is about more than price. A beta version of the platform is scheduled to launch alongside the token listing — a rare sign of follow-through in a market where utility is often promised long after delivery. That makes MUTM one of the few new cryptocurrencies offering immediate engagement at listing — a feature many overlook when deciding which crypto to buy today for long-term growth. Mutuum’s system is built to reward actual usage. A share of the platform’s revenue is allocated to buying MUTM tokens from the open market, which are then distributed to mtToken holders — establishing a passive income system driven by actual platform engagement. In addition, the protocol is rolling out an overcollateralized stablecoin designed to hold its 1:1 peg through on-chain automation, not centralized reserves. It will be minted through excess collateral and burned as loans are repaid, keeping the supply in line with platform demand — another layer of utility for an already utility-first DeFi crypto. With XRP nearing $3 and the larger market heating up, many believe the next phase of growth lies in emerging tokens with room to run. Mutuum Finance is one of the best cryptos to invest in today if you’re looking beyond short-term pumps and into platforms with built-in sustainability and passive earning potential. Still priced under $0.03, and backed by strong presale participation, MUTM is showing all the early signs of becoming a standout performer in the DeFi space. And as demand builds, this entry window won’t stay open much longer. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance The post XRP moves toward $3 — but MUTM holds under $0.03 with higher growth projections appeared first on Invezz
