In recent weeks, large-volume wallet activity has revealed a subtle but powerful trend: top crypto investors are rotating capital into Mutuum Finance (MUTM) —a presale-stage token that’s quietly capturing attention before it even hits major exchanges. While much of the market focuses on already-established names, those watching on-chain data are seeing a new accumulation phase form around MUTM—and price forecasts now point to levels well above $3. This isn’t just about speculation. The whales moving in aren’t known for chasing hype. They follow structure, tokenomics, and real yield mechanics—three things Mutuum Finance is delivering before its listing ever goes live. And with its current presale price at just $0.025, the upside potential is what’s driving this early migration. Why Whale Activity Is a Signal Crypto whales aren’t buying just anything. Their actions typically indicate a focus on long-term positioning rather than quick, short-term trades. The rotation into MUTM is being seen across several high-volume wallets, many of which remained inactive through most of the year—until now. What’s bringing them in? A combination of product development, low entry pricing, and a DeFi framework that supports actual use rather than theoretical hype. It’s the kind of setup that turns small market caps into major breakouts—and this one is still in pre-listing mode. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is a decentralized, non-custodial protocol designed to make crypto lending and borrowing more accessible and efficient. Users can deposit assets into the platform and receive mtTokens in return—interest-bearing tokens that grow in value as borrowers pay to access liquidity. Mutuum operates on a buy-and-redistribute model. A portion of the platform’s fees is used to purchase MUTM tokens from the open market. These tokens are then redistributed to participants, generating ongoing buy pressure and linking the token’s value directly to activity within the protocol. Whales are recognizing that this kind of real demand loop is rare in early-stage tokens—and it’s exactly what sets the stage for long-term appreciation. As of now, MUTM is in Phase 4 of its presale, priced at $0.025, and over 87% of the current round has been filled. Nearly 10,000 holders have joined the project, and more than $8.6 million has been raised so far. When this phase ends, the token price is set to rise to $0.03, with the launch price already confirmed at $0.06. At today’s price, an investor putting in $2,000 secures 80,000 tokens. When the token hits just $1, that’s $80,000 in value. But based on current momentum and demand structure, some analysts are projecting a move toward $3 or more in the next major cycle. At $3, that same $2,000 investment would be worth $240,000—a 11,900% increase from entry. These aren’t lottery odds—they’re tied to a functioning system and a timeline that includes an upcoming beta launch, which the team plans to release alongside the token’s exchange debut. Why the $3+ Prediction Is Gaining Ground The growing $3+ price prediction for MUTM isn’t based solely on presale momentum—it’s rooted in the protocol’s expanding utility and forward-looking development. Mutuum Finance is actively building a decentralized stablecoin that will be fully backed by on-chain collateral and issued directly through the platform. This feature is expected to bring additional stability and internal liquidity to the ecosystem. In parallel, the team is preparing Layer 2 integration to lower transaction costs and improve scalability as user volume increases. What truly sets the project apart is its ecosystem design, which rewards real participation and usage rather than hype. Together, these elements create a sustainable value model that strengthens token demand over time—an approach that’s now catching the attention of analysts and long-term investors alike. MUTM isn’t a post-listing pump. It’s a pre-launch protocol already gaining attention from seasoned capital. With whales moving in, a working product on the horizon, and strong fundamentals in place, this is becoming one of the best cryptos to buy now—especially for those focused on entry-level pricing with long-term upside. The current presale phase is selling out fast, and once it ends, the price will rise by 20%. With whale accumulation building and visibility growing, this may be the final window to position before the market catches on. For those still asking which cryptocurrency to invest in, MUTM is now the one getting added to long-term portfolios—and for good reason. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Top Crypto Whales Are Rotating Into MUTM — Price Predictions Point Toward $3+ appeared first on Times Tabloid .