With the crypto market going through a period of heightened volatility, many crypto investors are hunting for the best entry and exit points. They are also looking for new coins in which they can invest for long-term gains. While the crypto market always swings back up after volatility, there are always those in the period of volatility that never make a recovery. To avoid being one of those, it is important to time your purchases carefully, ensuring they have the most upward impact on your portfolio. After an in-depth analysis based on multiple factors, we have settled on a few coins that are the smartest buys of June 2025. One of them is Mutuum Finance (MUTM) , which is in the presale phase. With massive utility baked into the project, it is expected to be one of the biggest gainers for investors in 2025. Here is the list of coins you definitely want to add to your portfolio this month. XRP XRP was launched in June 2012 and is managed by Ripple Labs. The company has placed most of the XRP supply in escrow, with the remainder in circulation. XRP is a coin designed to be fast and low-cost, making it suitable for use in the global remittances sector. One reason why transactions on XRP are low-cost is its use of the XRP Ledger. Additionally, it has implemented various other products, such as on-demand liquidity, which was created in partnership with crypto exchanges. The project has recently received a lot of mainstream attention, including from institutional investors, with an XRP ETF in the works, which could help to boost the price of the coin. However, those gains are expected to pale in comparison to those of MUTM tokens. Solana (SOL) Solana (SOL) was launched in 2020 and is built to be a smart contract platform that can process thousands of transactions a second. The project has become a favorite of meme coin projects due to its low cost. However, while that has helped boost the price of SOL, it has also caused it to dip massively as meme coin fever has died down. Recently, there has been growing speculation about a Solana ETF in the US, which is expected to boost the price of SOL by up to 25%. However, while this is significant, it is still a shadow of what analysts forecast for Mutuum Finance (MUTM). Mutuum Finance (MUTM): Built For Massive Growth The Mutuum Finance (MUTM) project is built on a solid foundation of utility. It aims to be the biggest DeFi platform in the world and has numerous unique features built into it. These features are designed to support long-term growth. The Mutuum Finance protocol is a decentralized, non-custodial protocol that allows users to participate as lenders or borrowers. The lenders on the platform can deposit their assets in exchange for interest payments. Interest rates on the communal lending pools are decided dynamically based on the pool utilization rate. As the number of loans taken from communal pools rises, so do the interest payments. That encourages the borrowers to pay back their loans, while it also attracts more lenders due to the high yields. The result is that the ecosystem achieves balance and optimal capital efficiency. The protocol has various features in place to protect its liquidity. These include parameters that guide how loans are taken. One of these parameters is the loan-to-value ratio, which ensures that all loans taken on the platform are overcollateralized. For instance, a high-value asset like ETH might have an LTV of 75. That means that 1 ETH can be used as collateral for a loan worth 0.75 of its value. The LTV is used to ensure that, in case of increased market volatility, the protocol can react in good time to save its liquidity. The process of protecting loan positions that are undercollateralized is undertaken by liquidators. They purchase bad debt at a discount and get to keep the difference. The MUTM Token Presale Mutuum Finance (MUTM) is currently in phase 5 of its presale, where tokens are going for $0.03 each. In the current phase of the presale, over 38% of the tokens have been sold, barely two weeks after their launch. This is despite a 200% increase from the phase 1 price of $0.01. In phase 6, the token price will go up by 16.67% to $0.035. So far, around 12,100 unique buyers have participated in the presale, raising over $10.7 million. That figure is expected to keep climbing as word about the capabilities of Mutuum Finance continues to spread. The project is CertiK-audited, which has been a major contributor to trust in the project, and continues to attract new buyers. Mutuum Finance is an exciting project built to reshape the future of Decentralized Finance (DeFi). With analysts forecasting a 2,450% increase in the price when the tokens go live, an investment of $1,100 today could grow to $26,950. This is one presale you do not want to miss in 2025. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
