June 2025 has been a pivotal month for the crypto market. It has seen volatility rise, and then cool down, with fundamentals becoming a point of focus for the sector. With investors hunting for gains, the focus has turned to projects that are built on utility, and show great promise. One of the projects that has caught the attention of the masses this month is Mutuum Finance (MUTM) , which is currently in the presale phase. The project is built on the firm foundation of utility, and could deliver some of the biggest gains of 2025. Besides Mutuum Finance (MUTM), various other coins have signaled great growth ahead. Let us take a deep into the top picks of this month, and why they should appear in your portfolio. Toncoin (TON) Toncoins (TON) is drawing the attention of the crypto market in 2025, and the trading signals show that it could experience some upward movement in the coming months. Currently at around $3, analysts forecast the price could rise to around $5 by 2026. This bullish momentum is driven by the growing integration with Telegram. Additionally, TON is growing its DEFi infrastructure, providing utility for its holders. However, it is worth keeping in mind that TON is a bit late to the game. As such, its future growth could be curtailed by existing projects in the market. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is an upcoming DeFi project that is currently in the presale phase. The project has amassed widespread attention from the crypto market due the transformative impact it is expected to have on the DeFi sector. The project is built around Mutuum Finance, a decentralized non-custodial protocol, where users can participate as lenders or borrowers. As lenders, users can deposit assets into the protocol for the chance to earn interest. The interest rate in the pools is dynamically set by the pool utilization rate. As more borrowers join a pool, the utilization rate rises, which pushes up the interest rate. A high interest rate causes borrowers to repay back their loans while at the same time encouraging more lenders to deposit their assets to benefit from the higher yields. Over time, this lowers the utilization rate, and pushes down the interest rate. Consequently, the system can achieve optimal capital efficiency, and remain competitive with the rest of the DeFi market. To protect the liquidity on the protocol, Mutuum Finance will closely monitor market conditions. If the yields on external platforms become too attractive, arbitrageurs could raid Mutuum Finance to take advantage of these opportunities. That could deplete liquidity on the protocol, impacting its continued viability. To avoid such a situation, Mutuum Finance will adjust core parameters such as the interest rate slopes, and the optimal utilization target for each asset. That will ensure that Mutuum Finance maintains borrowing costs at a level consistent with the market, discouraging outflows due to arbitrage trading. The MUTM token presale Mutuum Finance (MUTM) is currently in the presale phase. The presale is currently in phase 5 where tokens are going for $0.03 each, a 20% increase from the phase 4 price of $0.025. So far, over $10.75 million has been raised in the current phase of the presale. Around 12,200 unique buyers have participated in the presale so far, with the figure expected to keep rising as word about the presale continues to spread. In the upcoming phase 6 of the presale, the token price will go up by 16.67% to $0.035. So far, around 40% of the tokens set aside for phase 5 of the presale have been sold, barely two weeks after it began. A major reason for the fast pace of the ongoing presale is that investors are trying to secure a 100% guaranteed ROI based on the planned listing price of $0.06. In the upcoming phase 6, the ROI will reduce to 71.43%. Litecoin (LTC) Litecoin (LTC) is a crypto project that was created from a fork of Bitcoin (BTC). The project has remained relevant, but has struggled to grow out of the shadow of Bitcoin. As scalability continues to grow in importance, Litecoin (LTC) has been turning heads in the crypto world after its recent updates. The project is working for integration across various payment gateways, seeking to grow its everyday utility. Its main upsides are that it offers speed, low-cost transactions, and enhanced privacy. As such, it should be on your list of crypto projects to buy in 2025. Bottom line 2025 is an exciting year for the crypto sector. It is one that promises massive growth, and the possibility for long-term gains based on utility for Mutuum Finance (MUTM) investors. You can be part of this amazing project at the low price of $0.03 per token. With analysts forecasting returns of over 20x, this is one opportunity you definitely do not want to miss. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Trending for the right reasons – June's top crypto picks appeared first on Invezz
