Bitcoin Cash (BCH) has drawn attention again in late June—but not for the right reasons. While its origins as a hard fork of Bitcoin gave it early momentum, BCH has since struggled to remain relevant. Designed as a low-fee transactional coin, it has failed to grow into a full-scale ecosystem, especially in a crypto world now dominated by DeFi, staking, stablecoins, and Layer-2 infrastructure. With limited developer activity and shrinking use cases, BCH is increasingly seen as a legacy asset rather than a future-ready solution. That’s why prudent investors are now rotating into utility-first projects that actually serve the needs of modern decentralized finance. Mutuum Finance (MUTM) is quickly gaining ground as a standout among low-cap projects—designed not just to survive but to scale across real-world financial use cases. With a beta launch on the way, a full CertiK audit complete, and over $10.85M already raised, this new entrant is proving it belongs on every serious investor’s watchlist before Q3 begins. A platform, not just a token What makes Mutuum Finance (MUTM) particularly exciting isn’t just the presale hype—it’s the foundation. With a clear roadmap and multiple future phases planned, the protocol is positioning itself as a Layer-2 enabled, regulatory-aligned DeFi platform that solves real liquidity problems in crypto. The launch roadmap is fully transparent. Following the initial development stages, Phase 3 will finalize key platform components like the DApp interface and smart contract integration. Beta testing will take place on testnet before the full live version rolls out. Later stages will include multichain expansion, institutional partnerships, and MUTM’s official exchange listing—all of which are built to scale. The platform will also introduce a fully overcollateralized stablecoin, designed to be minted and burned directly through smart contracts, backed by on-chain assets already in the system. Unlike fiat-backed alternatives, Mutuum’s stablecoin will be governed algorithmically and transparently—giving users a safer, decentralized borrowing option tied to real protocol activity. DeFi utility, not legacy hype Mutuum Finance (MUTM) will be a decentralized, non-custodial liquidity protocol designed for today’s evolving DeFi market. Unlike traditional projects, it will support both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending models—creating room for a wide variety of users and assets, including less common ones like PEPE or SHIB. In the P2C model, users will deposit assets into smart contract-based pools and receive mtTokens—interest-bearing, tokenized receipts that represent their share in the pool. These mtTokens will provide users with real-time access to liquidity and composability across the DeFi space. For instance, depositing SOL will mint mtSOL in 1:1, which can later be traded, reused, or redeemed, offering much more flexibility than static deposit positions on older platforms. Meanwhile, P2P lending will allow users to directly create loan agreements with customizable terms. This dual lending system isn’t theory—it’s part of Mutuum’s concrete development roadmap. Platform development is already underway. The AI-powered helpdesk is implemented, smart contracts have passed their CertiK audit with a Skynet Score of 72.38, and both the front-end and back-end infrastructure builds are in motion. A legal and compliance team is under formation to ensure the protocol aligns with regulatory guidelines—another move that makes Mutuum stand out from earlier-generation crypto projects with no formal approach to compliance. All platform profits are planned to be used for MUTM token buybacks, which will then be redistributed to mtToken stakers. This model promotes both supply pressure and long-term holder value. For users looking to earn passively, mtToken users will be able to stake and receive a share of protocol revenue—making this ecosystem a real income generator once launched. Community traction reflects this momentum. Mutuum Finance (MUTM) now has 12,300+ holders, more than 10,000 active followers, and it continues to raise capital steadily in its Phase 5 presale at $0.03 per token. With the listing price set at $0.06, investors buying at the current stage are looking at a 2x return even before the token hits the exchange—and that’s without accounting for platform usage or future price discovery once the protocol goes live. Above all, this is not a project waiting to find product-market fit—it’s one that’s actively building toward launch. As the DeFi eco matures, projects like Mutuum Finance (MUTM) will not just compete—they will redefine what it means to be a valuable crypto asset in 2025. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Late June top pick—this cypto leaves Bitcoin Cash (BCH) behind on all fronts appeared first on Invezz
