Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Regulatory delays put XRP back in the spotlight, while Pi Network surges and Remittix gains traction with real-world payment solutions. Table of Contents SEC extends XRP ETF decision Pi Network sees spike ahead of Pi day A promising XRP rival with PayFi potential What lies ahead for traders and projects Regulatory delays have brought the focus back onto XRP after the United States Securities and Exchange Commission took their time with the review process for proposed exchange-traded funds centered around the token. Meanwhile, the recent Pi Network pump caught the industry by surprise as it illustrates how fast the mood can change because of community achievements and rumors of giant exchange listings. Yet against the backdrop of high-profile names awaiting approval or seeking sudden price spikes, some investors are turning to an emerging payments-based alternative that quietly tackles real-world needs without the same regulatory hurdles. SEC extends XRP ETF decision Currently priced at around $2.2, reports on XRP explain that the SEC decision affects filings from both Grayscale and Canary, with their proposals for launching XRP-based ETFs. The products were amended late last month, with the initial 45-day review period ending in early April. By stretching the time frame, the regulators are giving themselves additional time to evaluate the risks in the markets as well as compliance matters. A few XRP enthusiasts were expecting a positive ruling sooner, especially given the push for altcoin ETFs that promise new institutional inflows. Nevertheless, the commission’s persistence is still a reality. Although a final green light may drive prices for XRP someday, the current holdup is a setback meaning traders will have to keep looking toward spot markets. Some other altcoins and new token issues may capture interest instead. Source: Tradingview Pi Network sees spike ahead of Pi day Pi Network recovered well. Pi rose 20%, trading around $1.60, far short of its all-time high near $2.98. The recovery consolidated support around $1.30–$1.40, likely supported by anticipation around the “Pi Day,” a critical event when users are expected to transfer mined coins into the mainnet. Based on experts , the Pi ecosystem’s momentum also stems from speculation about a possible Binance listing. Over 87% of the users participating in a poll last month were favorable towards the Pi coin getting enlisted with the exchange. Binance has remained silent about such plans and the listing is not certain. The technical outlook sees Pi moving beyond the 21-day EMA with the immediate resistances around the level of $1.75–$2.00. With the volume remaining robust, the cryptocurrency might attempt a stronger break. Source: Tradingview You might also like: Cardano, XRP investors seeking higher gains turn to viral altcoins like Remittix A promising XRP rival with PayFi potential As the wait for XRP’s ETF goes on, another token is making waves by addressing real-world payment issues. Remittix (RTX), which is trading at $0.0734, had more than $13.8 million in presale and sold more than 518 million tokens. It is focused on quick crypto-to-fiat conversions, which are preferred by freelancers and businesses alike due to the ease of cross-border transactions. Suppose there’s a Southeast Asian artisan retailer selling goods to overseas consumers. Traditionally, the proprietors would face high fees and unpredictable exchange rates when converting different crypto payouts into the local currency. Remittix’s PayFi platform is able to cut through such barriers, facilitating near-immediate settlement with assured fees. Maintaining the end-user priority has also proved attractive for many who are tired of speculative markets. With the priority continuing to be tangible remittance solutions, Remittix stands the chance for steady long-term expansion. Analysts say that as larger coins like XRP deal with delays and Pi captures short bursts of hype, practical tokens can carve a sustained market share. Remittix’s presale accomplishments point to real enthusiasm for PayFi technology, suggesting that tangible utility often speaks louder than news cycles. What lies ahead for traders and projects The SEC’s ongoing caution around XRP ETFs highlights the broader regulatory uncertainty that looms over many top crypto assets. Meanwhile, Pi Network’s rally demonstrates how community events and listing rumors can spark quick price moves, though lasting impact depends on execution. In contrast, a PayFi-focused token like RTX can build momentum on solving everyday hurdles, sidestepping the pitfalls that come with purely hype-based rallies. While traders wait for an XRP ETF decision, some see Pi’s mainnet migration as a pivotal test of user confidence. Others place their bets on a rising payment solution that offers stable settlement features. Each path presents its own risks and rewards: the regulatory route for XRP might open doors to institutional capital, whereas Pi’s short-run gains hinge on exchange listings. Tokens addressing real-world challenges like Remittix, however, might achieve more growth even if hype subsides. To learn more about Remittix, visit the Remittix presale and join the Remittix community. Read more: SHIB, Pi, or Remittix: Which crypto could lead the pack in 2025? Disclosure: This content is provided by a third party. crypto.news does not endorse any product mentioned on this page. 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