Shiba Inu (SHIB) gained worldwide recognition in 2021, quickly establishing itself as one of the most talked-about meme tokens within the crypto world. Built on Ethereum and introduced as a playful alternative to Dogecoin, it quickly gained traction through online communities and social momentum. The Shiba Inu dog mascot came to represent the rise of retail investor enthusiasm, attracting a massive wave of participants to the crypto space. Over time, the Shiba Inu ecosystem expanded to include a decentralized exchange (ShibaSwap), its own Layer 2 network (Shibarium), and even a foray into metaverse development. Yet, despite these additions, market activity around SHIB has cooled, with much of its early surge driven by sentiment rather than consistent on-chain utility. While the token still holds cultural value and has a loyal base, many long-term investors are now exploring alternatives that prioritize financial functionality over hype. One of those alternatives is Mutuum Finance (MUTM) — a project that’s gaining momentum not for memes, but for real passive yield and lending infrastructure. With a current price of only $0.025, it’s emerging as one of the top low-cost cryptocurrency options for investors aiming at long-term growth. Mutuum Finance (MUTM) Mutuum Finance isn’t aiming for virality — it’s focused on solving real problems in DeFi. The protocol offers decentralized, non-custodial lending and borrowing, where users can supply assets like ETH or BTC and unlock liquidity without needing to sell their core holdings. This structure provides flexibility. Users can borrow stablecoins against collateral and still benefit from future market gains on the assets they’ve deposited. It’s a practical tool, not a speculative bet. That shift in purpose — from meme to mechanism — is what’s attracting a new wave of interest. Adding to this utility is Mutuum’s use of mtTokens. Users who contribute assets to the protocol receive mtTokens in exchange — tokenized assets that reflect their original deposit and steadily accumulate interest over time. These tokens are transferable and compatible across DeFi platforms, making them more than placeholders. They’re functional instruments of value within the ecosystem. Currently in its fourth presale phase, MUTM remains available at $0.025 — a figure that won’t last long. With over $7.75 million raised and the next price tier set at $0.03, interest is rising among early adopters aiming to enter before the price adjusts. The eventual launch is priced at $0.06, but projections for MUTM stretch much further, with long-term forecasts suggesting a potential to reach several dollars per token. For those making calculated crypto investment decisions, this timeline matters. Getting in now, at presale, means doubling returns before the token even lists on major exchanges. And with more than 9,500 holders already on board, it’s clear that demand is growing — but it’s still early. Unlike tokens that depend on external hype cycles, MUTM’s value is directly tied to activity within the protocol. The borrowing activity within the platform generates revenue that is used to purchase MUTM tokens from the open market, which are then redistributed to contributors, forming a sustainable, yield-driven cycle. This buy-and-distribute mechanism benefits those who hold and participate in the system, rather than relying on short-term speculation. It’s a model that aligns with investor goals in 2025 — passive income, utility, and transparency. With additional features like a protocol-native stablecoin under development and plans to roll out a beta version of the platform at launch, Mutuum isn’t waiting to build utility after the fact. It’s preparing to offer it from day one. SHIB captured attention and created a movement — no one can deny that. However, as the market evolves, attention is turning in a new direction. Utility, sustainability, and reward mechanisms are taking the lead, and that’s where MUTM is gaining ground. While one token built its foundation on hype, the other is building yield-backed infrastructure designed to scale. For those exploring the best cryptocurrency to invest in with future returns in mind, Mutuum Finance may be the better choice — and right now, it’s still trading under three cents. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance The post SHIB delivered hype, MUTM is delivering yield: which is the best crypto to invest in? appeared first on Invezz
