Ripple CEO Brad Garlinghouse has once again sparked waves across the digital asset space, this time addressing prominent figures at the International Monetary Fund (IMF) and the Swiss National Bank. In a compelling video clip shared by XRP Avengers on X, Garlinghouse laid out a sharp, unflinching case for XRP’s superiority over Bitcoin, underscoring the intentional design choices that position XRP as a far more scalable and efficient alternative for global payments. Garlinghouse’s Case Against Bitcoin In the widely circulated clip, Garlinghouse confidently articulated the technological limitations of Bitcoin, highlighting its sluggish transaction speeds and high costs . According to the Ripple CEO, Bitcoin’s architecture, while revolutionary in its time, has become a bottleneck for practical use cases, especially in the realm of cross-border payments. Brad Garlinghouse DESTROYS Bitcoin in front of the IMF & Swiss National Bank, presenting the case for $XRP Brad Garlinghouse said “ #XRP was designed by engineers who recognized Bitcoin’s flaws, especially around scalability. XRP is 1,000x faster.” pic.twitter.com/xFL6D41HiM — XRP Avengers (@XRP_Avengers) May 29, 2025 Garlinghouse emphasized that XRP was designed by engineers who had studied Bitcoin’s shortcomings and sought to build something fundamentally better. Specifically, he noted that XRP offers transactions that are 1,000 times faster and 1,000 times cheaper compared to Bitcoin . For Garlinghouse, this distinction isn’t just technical; it’s pivotal to reshaping how the world moves money across borders, particularly for individuals and businesses that are currently sidelined by the inefficiencies of traditional banking systems. The End of Pre-Funding and the Rise of On-Demand Liquidity A central pillar of Ripple’s vision, Garlinghouse explained, is the idea of eliminating the need for pre-funding accounts in global financial transactions. Traditionally, international money movement relies on a web of nostro and vostro accounts, pre-funded holdings that financial institutions use to settle transactions across borders. This system is costly, slow, and often inaccessible to smaller players. Garlinghouse’s argument is clear: digital assets like XRP can provide global liquidity on demand, unlocking a more democratized and efficient payment infrastructure. By doing so, Ripple aims to level the playing field, not just for massive multinational corporations moving hundreds of millions of dollars, but also for the small freelancers and businesses scattered across the globe. He illustrated this point vividly by referencing the case of a freelancer in the Philippines, designing for a London-based company and expecting a modest payment. Under current systems, the freelancer’s payout often gets delayed until they accumulate at least $1,000 in their account, a hurdle that disproportionately affects smaller earners. Garlinghouse contends that Ripple’s technology stack can seamlessly enable such microtransactions, making the global economy more inclusive. Building the Internet of Value Drawing parallels to the foundational protocols of the internet, Garlinghouse likened Ripple’s ambitions to the role played by TCP/IP and HTTP in the rise of the Internet of Information. These early internet protocols revolutionized global communication by standardizing the flow of information across connected devices. According to Garlinghouse, Ripple envisions a similar transformation, but for value. Using blockchain technologies, particularly XRP and its associated open-source technology stack, Ripple aims to construct an Internet of Value where payments can move with the same speed, fluidity, and universality as data. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 This vision, he argued, has profound implications for financial inclusion, enabling anyone, anywhere, to participate in the global economy without the burdens imposed by legacy financial systems. It’s not just about helping big banks and corporations; it’s about empowering everyday people and businesses who have long been underserved. XRP’s Technical Edge Over Bitcoin Garlinghouse’s takedown of Bitcoin at the IMF and Swiss National Bank wasn’t just a marketing pitch, it was a detailed exposition of why XRP’s technical architecture matters. Unlike Bitcoin’s proof-of-work system, which demands immense energy consumption and slows down as the network grows, XRP uses a consensus protocol that dramatically accelerates transactions while keeping costs minimal. This makes XRP better suited for high-volume, low-value payments, the kind of microtransactions that are increasingly vital in the digital age. Bitcoin’s design, while robust as a store of value, has struggled to scale effectively for these kinds of applications, leaving a wide opening for Ripple and XRP to step in. Brad Garlinghouse’s address, amplified by XRP Avengers’ viral post, underscores a defining moment in the evolving narrative between Bitcoin and XRP. While Bitcoin continues to hold its position as the pioneer and poster child of cryptocurrencies, Ripple’s CEO is making it clear that the future of cross-border payments requires something faster, cheaper, and more scalable. Ripple’s mission to build an Internet of Value, using XRP as its backbone, is more than just technological ambition; it’s a bid to reshape how money moves in a globalized world. With the support of a passionate community like XRP Avengers and the attention of financial heavyweights like the IMF and Swiss National Bank, Ripple is positioning XRP as not just an alternative to Bitcoin, but as the digital asset purpose-built for the next generation of global finance. Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Ripple CEO: XRP Was Designed by Engineers Who Recognized Bitcoin Flaws appeared first on Times Tabloid .
