XRP continues to capture headlines as its market performance cements its place among the most influential cryptocurrencies. In a milestone achievement, XRP’s market capitalization hit $138.97 billion, surpassing financial giant Charles Schwab’s $135.16 billion, according to Market data on January 4. This development underscores XRP’s growing relevance in a market increasingly driven by institutional and retail interest. XRP surged 3.14% to $2.47, showing a robust 23% rebound from a recent two-day low of $1.99. Its current market cap positions it as one of the standout performers in a rally where Bitcoin and Ethereum showed relatively modest gains. Linda Jones, a renowned financial analyst and wealth mentor, captured the market sentiment in her recent analysis, proclaiming , “The XRP train has left the station.” Jones argued that XRP’s current trajectory suggests that the window for purchasing at lower prices may have closed. She added, “XRP’s performance is signaling an unstoppable momentum, and I wouldn’t be surprised to see it surpass its all-time high in this bull run.” While Jones refrained from offering specific short-term price targets, her optimism aligns with the bullish sentiment among XRP supporters . XRP’s Path to Higher Levels The crypto community is rife with predictions for XRP’s near-term potential. Alex Clay, a market analyst, foresees XRP climbing to $10, citing a significant breakout above its monthly supply zone. Clay’s technical analysis points to this breakout as a critical turning point, signaling sustained bullish momentum. Source: Alex Clay X Adding to the bullish outlook, Dark Defender highlighted key targets for XRP at $4.11 and $5.85 based on Fibonacci retracement levels. Referring to the current rally as merely a “warm-up,” Dark Defender expects XRP to make more significant moves this month. Meanwhile, Egrag Crypto, a seasoned analyst, has projected XRP to reach $5.89 in a worst-case scenario and $6.50 in an ideal situation. Though made last year, his predictions remain relevant amid XRP’s surging performance. The rally of XRP, in particular, happens when the crypto market is gradually shifting to positive sentiments in the United States. Experts attribute this momentum to factors such as higher institutional demand, better market environment, and assumption to the office by what Ripple CEO refers to as “ the most pro-crypto Congress in history. ” XRP has taken the position of a market leader in the current rally, much to the rate of peers such as Ethereum and Binance Coin, among others. Nevertheless, there is a major concern for XRP due to the organization’s legal war against the SEC. January 15 is fast approaching as the industry still holds its breath about whether the case will go to trial. The result may seriously blow Ripple’s prospects and ability to pump institutional investments into XRP. Flipping Charles Schwab Market Cap Exceeding Charles Schwab’s market cap is more than bragging rights for XRP—it is a psychological battle. It underscores the trend that digital assets are now recognized as valid forms of investment. While Schwab is conventional old finance, XRP is a new-generation cryptocurrency, and the latter’s trajectory causes one to think twice about the future of finance. The fact is that recently, XRP marked some impressive achievements, and a deluge of analysts’ predictions became bullish. The current market value of XRP, followed by the expectations from renowned analysts, indicates that the rally for XRP is only set to continue further.
