Experienced smart money traders possess years of knowledge in the crypto industry, and their insights can be incredibly valuable. Retail investors who keep a close watch on these smart money moves can gain a significant advantage in the market. This article delves into the five top cryptocurrencies to invest in right now, according to the discussions among smart money traders. 1. Pengu Unleashed: Leading Presale of the Month Pengu Unleashed ($PUNGU) is making waves in the crypto community, amassing an impressive $2.5 million within just a week. However, the project is about more than just financial gains—it’s committed to real-world change with a $1 million dedication to penguin habitat preservation and climate change efforts. $PUNGU is rapidly gaining popularity, having secured listings on BitMart and an upcoming announcement of a Tier 1 CEX. Featured by prominent crypto media outlets like Cointelegraph, Binance Square, KuCoin, and Bitcoin.com, it is becoming a transformative force in the token arena. Trump Token Memecoin Rocket While Pengu Unleashed Raise 1.5M in 24H - Best Crypto To Buy 2025 Utilizing Layer 2 rollup technology, Pengu Unleashed offers quicker transactions, reduced gas fees, and exceptional scalability. With staking rewards reaching up to 300% APY, early investors are poised for substantial gains. Priced at a mere $0.015 per token during the presale, $PUNGU combines financial opportunity with innovation focused on purpose. Don’t let this chance slip by to invest in a potential x100 coin. Buy now at pungu.io . The project also provides staking and trading rewards, allowing users to earn free $PUNGU. Visit Pengu Unleashed Presale 2. Solaxy Solaxy is pioneering the first Solana layer 2 blockchain, aiming to lower costs while enhancing speed and reliability. The Solana network has been buzzing since Donald Trump introduced his meme coin there last week. Yet, the surge in on-chain activities has highlighted Solana’s persistent congestion issues, especially during peak times. When congestion occurs, user transactions may falter, leading to potential costs. Solaxy’s layer 2 solution addresses this by offloading some transactions to a separate blockchain. 3. Wall Street Pepe Wall Street Pepe is an emerging meme coin that equips its community with advanced data tools for trading. These include trading signals, meme coin recommendations, and an insider trading group. The platform also offers staking and trading rewards, allowing users to earn free $WEPE. Drawing from the Pepe the Frog meme and Wolf of Wall Street inspirations, Wall Street Pepe’s utility-centric approach sets it apart from other meme coins. 4. Ethereum Checking out the Ethereum-Bitcoin chart reveals Ethereum's dip, while headlines report on attacks against Ethereum. Yet, in the crypto world, bets against the consensus often yield the highest returns. Having lagged behind Bitcoin, Solana, and other top cryptocurrencies for a while, some smart money traders believe it could finally be Ethereum's moment to rise. McKenna, a managing partner at Arete Capital, is among those who hold this view. This year, ETH's performance has been dismal, remaining below $4K, as Bitcoin exceeded its 2021 all-time high. Consequently, Ethereum co-founder Vitalik Buterin has intervened, planning a revamp of the Ethereum Foundation. No. This is not how this game works.The person deciding the new EF leadership team is me. One of the goals of the ongoing reform is to give the EF a "proper board", but until that happens it's me.If you "keep the pressure on", then you are creating an environment that is… — vitalik.eth (@VitalikButerin) January 21, 2025 Another factor to keep in mind is the speculation about Ethereum staking ETFs being approved in 2025, potentially introducing significant liquidity from Wall Street into ETH. With its lagging performance, forthcoming Ethereum Foundation reforms, and a promising institutional catalyst, Ethereum appears well-positioned for growth in 2025. 5. Fartcoin Shifting away from Ethereum's seriousness, Fartcoin is an AI-driven meme coin that has shown remarkable strength recently. Launched in October, it now boasts a $1.45 billion market cap. Taiki Maeda, an analyst known for predicting Aave’s significant rally in late 204, now identifies Fartcoin as a prime crypto to consider. His rationale is straightforward: as an AI meme coin, if you have confidence in AI, this is a straightforward investment opportunity. Taiki contends that distinguishing between AI agents and frameworks can be technically complex, but Fartcoin is a straightforward choice as the leading AI meme coin. Because of this, he suggests that Fartcoin could draw substantial retail interest from investors who lack the time or expertise to pinpoint the top AI utility coins.