The U.S. government may consider adding XRP to its digital asset reserve and experts believe this move could help protect against economic uncertainty. Below, we’ll cover analysts’ predictions on XRP, market trends and the latest developments. We’ll also talk about PlutoChain ($PLUTO) , a potential solution to Bitcoin’s biggest challenges — speed and high fees. As a hybrid Layer-2 network, it could make Bitcoin more practical for payments. Let’s look at the deets below. XRP Price Prediction: Could Ripple’s Inclusion in the US Digital Asset Reserve Push XRP to $20? As of today, XRP is trading at around $2.39, up 2.9% in the last 24 hours. The trading volume over the past day sits at $4.86 billion. There’s speculation that the U.S. government might consider adding XRP to its digital asset reserve. Legal expert Jeremy Hogan believes this move could be strategic to help the government hedge against economic uncertainty. Unlike debates over decentralization, XRP’s real-world utility might be what makes it appealing. Hogan also suggests that if necessary, the government could assert some level of control over Ripple or its XRP holdings, much like it has done with key industries in times of crisis. At the same time, a presidential working group is actively evaluating the idea of a national digital asset reserve. They’re looking at the risks and benefits, with a report expected within the next six months. Amonyx , a crypto analyst on X, confidently predicts that XRP will surpass $20. Here’s How PlutoChain ($PLUTO) Could Tap Into Bitcoin’s Full Potential by Making It Faster, Cheaper, and Ready for DeFi Bitcoin may be the most well-known cryptocurrency, but it still faces slow transaction times and fluctuating fees, with payments often taking minutes to confirm and costs rising during network congestion, making it impractical for everyday use. PlutoChain ($PLUTO) is designed to potentially fix these problems by acting as a Layer-2 solution for Bitcoin. PlutoChain offers block time of only 2 seconds on its own network, which is a huge improvement compared to Bitcoin’s 10-minute block time. This could make BTC practical for daily spending, microtransactions, and even global payments. But, speed isn’t the only advantage. PlutoChain could help cut fees and make costs more predictable, so people and businesses could send and receive Bitcoin without worrying about high charges. If Bitcoin becomes cheaper and easier to use, it could finally move beyond just being a store of value and become a real payment system. PlutoChain could also connect Bitcoin to Ethereum’s ecosystem through EVM compatibility . This means Bitcoin holders could access DeFi platforms, NFT marketplaces, and AI-powered blockchain projects — something Bitcoin alone can’t do. Security is a priority, and PlutoChain has passed audits from SolidProof , QuillAudits , and Assure DeFi , as well as routine code reviews and stress tests. It has already handled over 43,200 transactions in a single day, which proves it can scale to meet high demand. Unlike Bitcoin’s traditional mining-based governance, PlutoChain lets the community propose and vote on network improvements. This approach could make Bitcoin’s ecosystem more transparent, decentralized, and adaptable. Final Thoughts XRP’s possible inclusion in a U.S. government reserve could be a big step toward mainstream adoption. But, PlutoChain ($PLUTO) might also be entering the zeitgeist. This project has the potential to fix Bitcoin’s biggest issues: slow transactions and high fees. Plus, with DeFi integration, it could bring new possibilities for Bitcoin beyond just being a store of value. —— Disclaimer: It’s important to note that participating in presales carries risks, including market volatility and potential project delays. Please conduct thorough research, understand the risks of market volatility, and seek professional advice before engaging with any blockchain project. Future-oriented statements are speculative and may not be modified. Disclosure: This is a sponsored press release. Please do your research before buying any cryptocurrency or investing in any projects. Read the full disclosure here .