We may see a regulatory shift with the SEC and it could lead to positive price movements for XRP – we’ll explore the details below. Meanwhile, Bitcoin’s limitations in speed and scalability remain frustrating topics for users. PlutoChain ($PLUTO) , a hybrid Layer-2 solution, could offer an answer by integrating faster transactions and smart contract capabilities into Bitcoin’s ecosystem. Let’s check out the details. XRP Price Prediction: How New SEC Updates May Push XRP Forward in February XRP’s battle with the SEC is still a major concern for investors, but growing pressure on the regulator could change the game. Watchdog group Empower Oversight has sued the SEC , accusing it of hiding documents that could reveal conflicts of interest involving former official William Hinman. This lawsuit has fueled speculation that the SEC might drop its appeal in the Ripple case. If that happens, a key barrier for XRP would be removed, potentially triggering a massive price surge. If the legal uncertainty is lifted, Ripple would gain a clearer regulatory status, opening the door for greater adoption by banks, financial institutions, and payment providers. With no SEC cloud hanging over it, major partnerships could accelerate, increasing XRP’s utility for cross-border payments and driving up demand.Crypto analyst and investor, Ali, posted on X that his optimistic prediction for XRP is $48.12. Can PlutoChain Bring Scalability to Bitcoin and Integrate It With Modern DeFi? Bitcoin remains the most recognized digital asset, but its slow transaction speeds and lack of smart contract functionality have limited its role in DeFi. PlutoChain ($PLUTO) , a hybrid Layer-2 protocol, could offer a way to address these challenges while preserving Bitcoin’s security. PlutoChain may process block times off-chain before finalizing them on Bitcoin’s blockchain. This approach could reduce congestion and improve speed. PlutoChain’s network processes block times in just two seconds, a major upgrade from Bitcoin’s 10-minute block times. One of PlutoChain’s standout features could be its Ethereum Virtual Machine (EVM) compatibility . This functionality may allow developers to deploy smart contracts and DeFi applications within Bitcoin’s network. PlutoChain could expand Bitcoin’s use cases beyond a store of value, opening the door for lending platforms, NFT marketplaces, and AI-based financial tools. Initial testing has delivered impressive results— PlutoChain successfully processed over 43,200 transactions in a single day without any downtime, demonstrating its ability to manage high-traffic loads. Security remains a top priority for PlutoChain , with audits from SolidProof , QuillAudits , and Assure DeFi working to ensure network stability. Additionally, PlutoChain’s governance model could give users a voice in protocol upgrades, offering a more adaptable approach compared to Bitcoin’s historically cautious development process. Final Thoughts If the SEC takes a more favorable stance after recent updates, XRP could gain momentum and possibly reach a new ATH. Meanwhile, PlutoChain could be the long-awaited solution for Bitcoin’s growth. PlutoChain could enhance scalability and smart contract integration, it may reshape how Bitcoin interacts with modern DeFi. ——- This article is purely informational and should not be interpreted as financial advice. Readers are encouraged to carry out their own due diligence. Predictions involve risk and may not undergo updates. Disclosure: This is a sponsored press release. Please do your research before buying any cryptocurrency or investing in any projects. Read the full disclosure here .
