In a video clip recently shared by Rowen Exchange on X, Ripple CEO Brad Garlinghouse emphasized the revolutionary capabilities of XRP in facilitating fast and efficient cross-border transactions. According to Garlinghouse, XRP’s primary advantage lies in its ability to move value in seconds, a feat that distinguishes it from other digital assets like Bitcoin. This speed and scalability offer a practical solution to a real-world problem, positioning XRP as a superior option for financial institutions. XRP: Real-Time Value Transfer Garlinghouse highlighted that while XRP, like Bitcoin, is a digital asset, its utility goes far beyond mere speculative trading. Unlike Bitcoin, which can take up to 12 minutes to complete a transaction, XRP achieves this in just three seconds. This remarkable speed is crucial in the financial sector, where efficiency and real-time value transfer are paramount. Brad Garlinghouse: "XRP moves value in seconds" pic.twitter.com/1eojAoATuY — Rowen Exchange (@RowenExchange) May 14, 2025 What sets XRP apart is its focus on liquidity management for banks. Instead of prefunding accounts—a costly and cumbersome process—banks can simply access XRP liquidity denominated in USD, pounds, or other major currencies. This system allows for real-time movement of value, reducing the need for pre-funded accounts and streamlining international transactions. Bridging the Gap Between Banks Ripple’s primary goal is to facilitate transactions between banks, providing an alternative to the traditional, slower methods that dominate the industry. XRP’s unique approach enables banks to eliminate the need for holding reserves in multiple countries, thereby freeing up capital and increasing operational efficiency. This process not only reduces transaction times but also cuts costs significantly, offering a superior product at a more competitive price. Garlinghouse’s remarks underscore a critical difference between XRP and other digital assets. While Bitcoin’s longer transaction times make it less practical for real-time financial operations, XRP’s instantaneous processing makes it highly scalable and suited for institutional use. The result is a consumer experience marked by faster and cheaper transactions—an outcome that resonates well with the needs of modern banking. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Real Use-Case: Solving Real Problems Unlike many cryptocurrencies that struggle to find real-world applications, XRP has carved out a practical niche in cross-border payments . Ripple’s technology addresses long-standing pain points within the financial sector, such as delayed settlements and high fees. By enabling instantaneous transactions, XRP directly solves a tangible problem, making it an attractive option for banks and financial institutions worldwide. This focus on real-world application distinguishes XRP from other digital assets that primarily serve as investment vehicles. Ripple’s commitment to solving practical problems has positioned XRP not only as a cryptocurrency but as a financial tool capable of transforming the traditional banking model. The Future of Real-Time Payments As financial institutions continue to explore blockchain solutions, Ripple’s emphasis on speed, efficiency, and cost-effectiveness positions XRP as a leading contender for cross-border payment solutions. Garlinghouse’s vision reflects a broader industry trend towards faster and more transparent transactions. With banks increasingly recognizing the value of on-demand liquidity, XRP’s adoption is poised to grow. In conclusion, XRP’s ability to move value in seconds highlights its practical utility and sets it apart from slower alternatives like Bitcoin. As Ripple continues to build partnerships and expand its network, the demand for such fast and scalable solutions is likely to increase. XRP not only exemplifies technological innovation but also addresses a fundamental need in global finance—real-time, low-cost transactions. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Ripple CEO: XRP Moves Value In Seconds appeared first on Times Tabloid .
