As Bitcoin (BTC) continues to demonstrate strength above the $100,000 level, many investors are feeling renewed confidence across the market. Institutional inflows are rising, sentiment is improving, and for some, the question is no longer whether the bull run is coming — but which crypto to buy now to capture the highest potential return. While BTC anchors the broader rally, a growing number of early investors are turning their attention to a far lesser-known project: Mutuum Finance (MUTM). With a presale price of just $0.025 and a product-centric model already in motion, MUTM is quickly emerging as one of the top DeFi cryptos to watch before summer. And based on how its platform, token mechanics, and roadmap are shaping up, that interest appears to be more than justified. Bitcoin (BTC) Bitcoin’s recent move above the six-figure mark has re-established its dominance as a macro asset. Institutional players are driving demand, and spot ETFs are pulling in billions in capital. BTC is doing what it was built to do — offering stability and strength during transitionary market periods. But Bitcoin isn’t where most investors are looking for 10x or 20x returns. That search leads to early-stage ecosystems that offer more than just market momentum — tokens backed by working mechanics, clear revenue plans, and real token utility. That’s where Mutuum Finance (MUTM) is starting to break out from the crowd. What is Mutuum Finance (MUTM)? Mutuum Finance is a non-custodial DeFi protocol designed for users to lend and borrow crypto assets while maintaining full control of their wallets. The platform is built to operate without centralized intermediaries, using smart contracts to handle lending operations securely and transparently. What separates it from many other protocols is the way it aligns value with usage. Users who deposit assets receive mtTokens, which represent their deposits and grow in value as interest accrues. Meanwhile, the platform takes a share of its revenue — generated from interest and loan fees — to buy MUTM tokens from the open market. These are then distributed to mtToken holders, creating a passive income loop tied to platform activity. Mutuum Finance has a total supply of 4 billion MUTM tokens, carefully allocated to support the project’s long-term vision and ecosystem development. The distribution covers key areas such as the presale, liquidity reserves, protocol incentives, ecosystem rewards, strategic partnerships, and team funding. By structuring the tokenomics this way, Mutuum ensures early supporters benefit from fair access while maintaining a reserve for ongoing growth and engagement. The presale phase, in particular, allows participants to enter the ecosystem at an early stage — before the token begins trading publicly. The presale itself is progressing rapidly, with over $7.9 million raised, more than 9,700 holders, and the fourth phase over 70% complete. Once it closes, the token price increases to $0.03, on track to reach a $0.06 launch — before even considering post-launch upside. Mutuum isn’t just a roadmap project. The team has already confirmed that a beta version of the platform will go live around the same time as the token listing. That means token holders will be able to start using the core product immediately — a rarity among presale tokens, and a major confidence boost for long-term holders. On top of that, the platform will also issue a fully overcollateralized stablecoin, pegged to the US dollar and backed directly by borrower collateral. The stablecoin is automatically minted and burned based on loan status, maintaining a transparent and controlled supply — and introducing another layer of utility to the ecosystem. To add more fuel to the fire, Mutuum Finance is running a $100,000 token giveaway during its presale. Every participant has a chance to win, and details about how to qualify are available directly on the official website. It’s part of the team’s broader initiative to expand visibility and reward early supporters as the ecosystem prepares to go live. Bitcoin may be setting the tone for the market, but for those looking beyond preservation and into real DeFi growth, Mutuum Finance is rapidly becoming one of the best cryptocurrencies to invest in today. With a solid foundation, utility-backed tokenomics, and a clear path to revenue, MUTM is quickly earning its spot among the top crypto projects of 2025 — and all before it even hits exchanges. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance The post Which crypto to buy now? BTC holds strong, but MUTM is gaining fast among top DeFi picks appeared first on Invezz
