Versan Aljarrah, co-founder of Black Swan Capitalist and a prominent voice in the cryptocurrency space, has reiterated his stance that XRP’s ultimate utility lies in resolving global debt and not just traditional payments or remittances. According to Aljarrah, the digital asset is specifically engineered for debt settlement through its function as a neutral bridge asset , facilitating real-time liquidity between counterparties. In his post on X, Aljarrah stated, “XRP’s final use case is debt resolution. Not payments. Not remittances. Debt.” He emphasized that the asset’s deflationary nature positions it for a role beyond the typical functions often associated with digital assets. XRP’s final use case is debt resolution. Not payments. Not remittances. Debt. You don’t burn a deflationary asset at scale unless it’s meant to clear liabilities the world can't repay. #XRP is engineered for that burn. — Versan | Black Swan Capitalist (@VersanAljarrah) May 17, 2025 The idea is that XRP can clear liabilities that cannot otherwise be repaid by enabling rapid, trusted settlement between parties, without relying on the original debtor to deliver repayment in kind. Enabling Settlement Through Neutral Liquidity When asked how XRP could resolve a debt without a direct transaction against that debt, Aljarrah responded by explaining that XRP doesn’t eliminate debt, but rather settles it. This is made possible by XRP’s function as a bridge asset. Rather than requiring the original borrower to repay a creditor directly, the system uses XRP to provide immediate, liquid value transfer to the creditor, effectively clearing the obligation. Aljarrah elaborated that this form of settlement allows both parties to walk away. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 XRP provides the real-time liquidity necessary to transfer value from one side of the obligation to the other. In this framework, the original asset or currency in which the debt was issued does not need to be repaid directly. Instead, the creditor receives an equivalent value via XRP, resolving the outstanding liability. He clarified that this does not mean XRP cancels the debt. It provides a means of resolution that bypasses the constraints of conventional repayment mechanisms. “It’s not about a direct repayment,” Aljarrah noted, “but about settling the obligation through a trusted, liquid bridge asset.” XRP’s Use as a Strategic Financial Tool Aljarrah’s view describes XRP as a strategic asset built to serve a much broader economic role. In emphasizing its capability to resolve debt through efficient, neutral settlement, he separates XRP from other digital assets whose primary use cases remain limited to remittances or retail payments. While XRP is well-recognized in cross-border payments, Aljarrah’s suggestion would elevate its importance within global financial infrastructure if realized at scale. By offering real-time settlement and clearing obligations without waiting on traditional repayment cycles, XRP could prove essential in systemic debt or financial imbalance. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Macro Analyst States XRP Final Use Case Beyond Payments appeared first on Times Tabloid .
