Popular XRP community member XRP Avenger (@XRP_Avengers) recently shared a video clip featuring Ripple CEO Brad Garlinghouse, where the executive discussed XRP’s practical use in global payments. The post responds to another post about XRP’s rising value, reaffirming investor interest in the asset’s role in the digital payments ecosystem. Brad Garlinghouse: " #XRP moves value in seconds" LFG $XRP https://t.co/R8CXdEH11v pic.twitter.com/5HWwg7k6Xy — XRP Avengers (@XRP_Avengers) May 21, 2025 Solving Legacy Banking Challenges In the video, Garlinghouse explains how Ripple is leveraging XRP to modernize cross-border transactions by eliminating the traditional need for pre-funded accounts between financial institutions. He describes how a bank must maintain dormant capital in foreign accounts to facilitate transactions under the current correspondent banking model. Ripple’s solution replaces that with real-time liquidity sourced through XRP. Garlinghouse stated that Ripple enables institutions to tap into the liquidity of the digital asset, referencing its established trading volume with fiat currencies like the U.S. dollar and the British pound. This model allows for instant settlement, removing the delays and inefficiencies of legacy systems. He emphasized that using XRP for payments allows value to move “in real-time, in seconds.” Speed and Scalability Compared to Bitcoin Comparing XRP with Bitcoin, Garlinghouse pointed to transaction speed and scalability. He stated, “Even compared to Bitcoin, which takes up to 12 minutes to complete one transaction, XRP is extremely fast at about three seconds per transaction.” We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Notably, Ripple President Monica Long recently pointed to XRP’s efficiency, noting that the asset is 120,000 times more efficient than Bitcoin. According to Garlinghouse, the asset’s speed allows for higher scalability and positions it as a more viable solution for payment providers and banks. Real Utility in a Volatile Market Importantly, Garlinghouse noted that consumers interacting with services built on Ripple’s technology may not even realize that XRP facilitates the transaction. From the user’s perspective, the benefit comes through faster service and better pricing. “What the consumer sees is simply a better product at a better price,” he said. The CEO touched on the broader cryptocurrency environment, acknowledging ongoing uncertainty and skepticism. Despite this, he maintained that Ripple’s use of XRP presents a “real use case solving a real problem for real customers.” He characterized the current momentum as the strongest the company has seen in using XRP to move liquidity globally. XRP Avenger’s post reflects this optimism by highlighting Garlinghouse’s core message of XRP’s speed. The asset’s speed and low cost have made it a popular option for cross-border payments, and many experts have predicted that Ripple, using XRP, will eventually replace SWIFT as the biggest payment processor for international payments. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple CEO Garlinghouse Says “XRP Moves Value In Seconds” appeared first on Times Tabloid .
