Researcher SMQKE has presented an official government document that identifies XRP, XLM (Stellar), and IOTA as digital assets gaining notable traction in the blockchain space. The document, issued by the Luxembourg Institute of Standardization, Accreditation, Safety, and Quality of Products and Services (ILNAS) under the domain gouvernement.lu, provides a high-level analysis of blockchain platforms, highlighting the increasing relevance of these digital assets. Formal Recognition from the Luxembourg Government The white paper, titled “Blockchain and Distributed Ledgers – Concepts and Technology Analysis, Version 1.0”, examines the current landscape of blockchain technologies. In section 2.1 of the report, XRP (referred to by the underlying Ripple protocol), Stellar (XLM), IOTA, and Hyperledger Iroha are grouped as platforms that utilize an account-based data model. The document notes that these platforms not only issue their tokens but also provide their ledgers to facilitate transactions, particularly for token exchanges and micropayments. XRP, XLM, IOTA—> All gaining traction. ISO 20022 compliance is key. Documented. pic.twitter.com/TEP1u7Dohj — SMQKE (@SMQKEDQG) June 2, 2025 Utility Across Payment Systems and IoT The report characterizes these assets as useful in scenarios where public, permissionless infrastructure is required. It emphasizes the appeal of Stellar’s cost-efficient and reliable network for organizations worldwide. Additionally, IOTA is highlighted for its suitability in Internet of Things (IoT) environments, offering feeless microtransactions that can be integrated across connected devices. Iroha, another platform cited in the same category, is described as being inspired by the Hyperledger Fabric framework. It provides a developer-friendly environment that supports applications for mobile, web, and C++, signaling flexibility and modern architecture considerations. These technological attributes are directly tied to efforts around developing permissionless systems capable of supporting wide-scale digital infrastructure. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Emphasis on Account-Based Models and Permissionless Frameworks The document’s classification of these assets provides formal recognition from a governmental body within the European Union. The emphasis on utility, scalability, and enterprise application suggests an alignment with global initiatives that favor interoperability and compliance, areas where ISO 20022 becomes relevant. The account-based model used by XRP, XLM, and IOTA reflects a broader industry shift toward real-time settlement, transparency, and reduced friction in payment systems. Their presence in a government white paper positions them among the infrastructure candidates capable of supporting future digital economies. SMQKE Links Documentation to ISO 20022 Compliance SMQKE’s tweet reinforces this interpretation by asserting that “XRP, XLM, IOTA —> All gaining traction. ISO 20022 compliance is key. Documented.” This statement aligns with ongoing conversations within financial and regulatory circles regarding ISO 20022 , the international messaging standard for electronic data interchange between financial institutions. XRP and XLM , in particular, have been widely discussed in ISO 20022 integration efforts, especially due to their cross-border payment functionalities. By citing the ILNAS white paper, SMQKE highlights the direct governmental acknowledgement of the roles these digital assets play in emerging blockchain and financial systems. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP, XLM, IOTA Gaining Traction In Luxembourg Via This Special Compliance Key appeared first on Times Tabloid .
