As financial institutions worldwide accelerate the transition to ISO 20022, a messaging standard designed to modernize payment systems, new opportunities are emerging for digital currencies, such as XRP and XLM, designed with compliance and interoperability in mind. A recent video from Stronghold was shared on X by SMQKE (@SMQKEDQG), highlighting this trend and its potential impact on the crypto market. The video revealed that all Single Euro Payments Area (SEPA) payments have already shifted to ISO 20022 as of 2022, and the U.S. Federal Reserve has encouraged American institutions to adopt the standard. This global realignment is expected to have direct implications on how digital assets integrate with traditional systems. STRONGHOLD: XRP AND XLM WILL DIRECTLY BENEFIT FROM THE ADOPTION OF ISO 20022 Listen closely. https://t.co/QYnwzUo0Qg pic.twitter.com/mdmczeftS0 — SMQKE (@SMQKEDQG) June 13, 2025 ISO 20022 enables richer data exchange between financial institutions, improving transparency, efficiency, and compatibility across networks. The Federal Reserve System is scheduled to transition from the current Fedwire Application Interface Manual (FAIM) to the ISO 20022 standard in July, and more financial systems are making the switch. SWIFT has also confirmed a November deadline for full migration to this new standard. As it becomes the norm, digital assets capable of interacting seamlessly with this infrastructure are positioned for more significant roles in future payment ecosystems. XRP and XLM: Designed for Compliance Two cryptocurrencies often mentioned with ISO 20022 are XRP and Stellar Lumens (XLM). Both assets have been recognized by the Bank for International Settlements (BIS) for potential integration into systems working with the ISO 20022 standard. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Their compatibility, speed, and low transaction cost may provide an advantage as banks and payment providers seek digital assets that can support faster and more secure transactions without requiring fundamental overhauls to existing frameworks. According to the Stronghold representative, the company is leveraging ISO 20022 messaging alongside blockchain ledger payments in select projects. She stressed the importance of messaging standards in enhancing the reliability and efficiency of financial services. The Benefits of Stronghold’s Integration Strategy Stronghold’s approach suggests a practical application of ISO 20022 alongside blockchain networks. In a separate clip, Stronghold founder and CEO Tammy Camp described the company’s infrastructure as one that allows fiat on-ramps to distribute through Ripple, Stellar, and Interledger via API access. Many experts believe XRP can dominate ISO 20022 systems . Stronghold’s strategy uses live environments where blockchain-based financial tools connect with traditional currency flows. This actively contributes to the broader effort to unify traditional payment systems and digital assets, such as XRP and XLM, under one standardized messaging framework. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Stronghold Founder: XRP and XLM Will Directly Benefit from ISO 20022 Adoption appeared first on Times Tabloid .
