The Bitcoin (BTC) mining difficulty has recently dipped after it hit a new all-time high of 126.9 trillion on May 31, 2025. Since then, the mining difficulty has dipped to around 126.4 trillion. A higher mining difficulty and the network hashrate are separate but related measures of the total computing power securing the Bitcoin protocol. A rising difficulty indicates rising competition and higher costs for miners. This rising difficulty has increased pressures on miners, especially following the reduction of block rewards after the April 2024 halving. This has seen small miners pushed to the edges as it has become harder to remain profitable. Amid the rising competition, some publicly traded companies like MARA are doubling down and growing their capacity; meanwhile, small miners are having to join mining pools. This new dynamic in the BTC mining sector has also seen some miners look for opportunities for profitability elsewhere. A major point of focus is the Mutuum Finance (MUTM) presale, which is currently in phase 5. Mutuum Finance (MUTM): a new source of growth Mutuum Finance (MUTM) is a project in the DeFi industry that aims to usher in a new era for DeFi lending. The project utilizes a unique protocol design and an overarching framework that ensures the long-term viability of the protocol. On the Mutuum Finance protocol, users can join as lenders or borrowers. Lenders deposit their assets in the pools and earn interest in return. The interest rate that they earn is based on the pool utilization rate. As more borrowers take loans from a pool, the utilization rate rises. This rising rate encourages borrowers to repay their loans while attracting more lenders looking for bigger yields. As liquidity flows into the pool, the utilization rate drops. The result is a positive feedback loop that ensures liquidity growth and optimal capital efficiency. To project liquidity in the pools, Mutuum Finance (MUTM) has implemented various measures. One of these measures is the use of deposit and borrow caps. The deposit caps define the maximum amount of a given asset that can be supplied to the protocol. Such a cap ensures that the protocol does not have too much exposure to a potentially destabilizing asset. Additionally, it helps to deal with the exploit of infinite asset minting. The deposit cap is usually set by evaluating the on-chain activity, the price stability, and the historical asset performance. When it comes to borrowing caps, it represents the maximum amount of an asset that can be borrowed from the protocol. The cap is used for tokens that show signs of possible price manipulation or signs of problems with their liquidity. By capping their borrowing volume, Mutuum Finance mitigates the potential impact of the token on the solvency of the ecosystem due to price fluctuations. In some cases, Mutuum Finance may place assets in the restricted mode. That means that an asset can only be used for borrowing an asset of the same type. The restricted mode is imposed when the oracle data shows signs of being prone to manipulation. That ensures that the protocol does not expose the system-wide danger of default if a token experiences sudden artificial price movement. Mutuum Finance can also use the Enhanced Collateral Efficiency (ECE) mode for assets that show signs of positive price correlation. When an asset is granted the ECE mode, it can access elevated borrowing limits. That ensures better capital efficiency for participants in such a pool, while limiting any systemic fallout to the ecosystem. The MUTM token presale Mutuum Finance (MUTM) is currently in the presale phase. Tokens in phase 5 of the presale are going for $0.03, a 20% increase from the phase 4 price of $0.025. So far, over $10.75 million worth of tokens have been sold to around 12,200 unique buyers. In the upcoming phase 6 of the presale, the token price is set to go up by 16.67% to $0.035. That increase will cut the expected ROI based on the planned listing price of 40.06 from 100% to 71.43%. Seeking to avoid that cut, the phase presale has experienced a blazing speed of participation, with around 40% of the tokens set aside for the phase already sold, barely two weeks after it started. Another major driver of the current pace of the presale is the ongoing $100,000 giveaway . Mutuum Finance (MUTM) plans to give ten lucky participants in the presale $10,000 worth of MUTM tokens each. To qualify for the giveaway, you only need to participate in the presale with a minimum of $50. Mutuum Finance (MUTM) is an exciting DeFi project that is forecast to offer returns of 20x or more when it goes live. The ongoing presale, where tokens are currently priced at $0.03, presents the perfect opportunity to position your crypto portfolio for massive gains. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post BTC mining difficulty drops slightly — could MUTM be the quiet beneficiary? appeared first on Invezz