Crypto Jack, a well-known crypto investor and commentator, has made a bold prediction that’s turning heads across the digital asset space: XRP is on track for a 22,900% rally, potentially reaching $500 or more. While such a dramatic price forecast might sound like wishful thinking, Jack’s reasoning is rooted in XRP’s core utility, not speculation. According to him, XRP’s very design requires price appreciation for it to function effectively at scale as a global liquidity and settlement asset. Currently, XRP trades at approximately $2.12, consolidating after a strong run that began in late 2024. The token has more than tripled from its pre-November levels, and analysts say its bullish structure remains intact. However, Jack insists that this price level is still far too low for what XRP was built to do. For XRP to fulfill its purpose in high-value, real-time global payments, he argues, a much higher price isn’t just desirable — it’s inevitable. XRP’s Architecture Demands Higher Value Unlike many cryptocurrencies, XRP wasn’t designed to be a store of value or a medium for retail transactions. It was built to serve as a bridge currency for international settlement, enabling banks and financial institutions to move money across borders instantly, with minimal cost and counterparty risk. WHAT DO YOU NOT UNDERSTAND? $XRP PRICE HAS TO INCREASE IN ORDER TO SCALE FOR VOLUME. IT'S BUILT INTO THE BACKEND CODE! THIS IS WHY #XRP WILL MOON, $500+ EASILY As transactional volume increases, XRP's price must rise to ensure: Efficient liquidity provision … — Crypto Jack (@That_CryptoNerd) June 19, 2025 As Crypto Jack explains, when global transactional volume increases, the price of XRP must increase accordingly. This is because liquidity needs grow with volume, and a low-priced asset cannot efficiently settle multi-billion-dollar flows without requiring massive amounts of tokens. That, in turn, creates market slippage, volatility, and inefficiencies. Jack believes this dynamic is written into XRP’s backend architecture. In simple terms, for XRP to scale, its price has to rise. A higher price per token allows the same dollar value to be transferred with fewer units, making settlement faster, cheaper, and more stable — all essential attributes for real-world financial systems. The $500 Case: More Than Just a Dream Jack’s $500 projection — a 22,900% increase from current levels — may seem extreme, but he argues it’s mathematically and functionally sound. If XRP is to be used globally for high-volume payment rails, it must support trillions in daily flows. To do this without bottlenecks, each token must hold significantly more value. Ripple’s ongoing expansion adds weight to this argument. Its On-Demand Liquidity (ODL) platform already uses XRP to facilitate cross-border payments , while the RLUSD stablecoin, launched in December 2024, is being integrated into Ripple’s ecosystem to support broader liquidity use cases. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Additionally, Ripple’s partnerships with central banks, as well as its growing presence in Asia, the Middle East, and Africa, indicate that XRP is evolving into a foundational piece of the future global financial infrastructure. As these networks mature and transactional demand grows, XRP’s price will likely need to rise to meet settlement demands efficiently, not to enrich holders, but to ensure the network functions as designed. Crypto Jack’s call for XRP to reach $500 isn’t based on hype — it’s based on utility, math, and scale. At $2.12, XRP may seem reasonably priced, but if it’s to become the backbone of real-time global payments, its price must reflect the scale of that mission. In Jack’s view, XRP’s moonshot isn’t speculative — it’s structural. And if he’s right, the next phase of XRP’s journey could be far more explosive than anyone expects. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Crypto Millionaire Says XRP Will Rally 22,900% Easily. Here’s Why appeared first on Times Tabloid .
