Ripple’s Chief Technology Officer, David Schwartz , has set the crypto world abuzz with a bold and sweeping vision for the future of XRP and the XRP Ledger (XRPL). In a statement shared by respected crypto commentator Fabio Zuccara on X, Schwartz declared: “ We will acquire financial giants, will have a structure similar to Ethereum…” This audacious declaration marks a significant evolution in Ripple’s long-term strategy and signals the company’s readiness to push XRP into a new era of global financial relevance. From Cross-Border Payments to Full-Scale Finance What began as a blockchain designed for real-time cross-border payments is quickly transforming into a comprehensive financial infrastructure. Under Schwartz’s leadership, the XRPL is being equipped with the tools to support a diverse range of use cases, including tokenized assets, stablecoins, lending markets, and smart contracts. Ripple CTO David Schwartz Reveals Ambitious Plans for XRP “We Will Acquire Financial Giants, Will Have a Structure Similar to Ethereum…” Read more pic.twitter.com/9D4BtdmiFi — Fabio Zuccara (@ZuccaraFabio) June 27, 2025 While XRP remains the foundation of the ecosystem, serving as the native token for fees and liquidity routing, the network is being shaped to accommodate the complexity and programmability expected from a modern financial stack. Schwartz’s comparison to Ethereum reflects this shift: XRPL aims to provide similar flexibility, with a structure capable of supporting a broad array of decentralized applications. Institutional DeFi with Compliance at Its Core A key focus of Schwartz’s vision is merging the world of decentralized finance with regulatory compliance. To that end, the XRPL is introducing features such as credential-based access, clawback-enabled assets, and decentralized identity tools. These innovations are designed to make the ledger attractive to banks, asset managers, and large financial institutions seeking secure and compliant DeFi solutions. This aligns closely with Schwartz’s stated intention to “acquire financial giants,” not necessarily through corporate takeovers, but by absorbing their role in the evolving digital economy. Through a compliant and programmable financial layer, Ripple positions XRPL as a credible alternative to traditional infrastructure and a serious contender in the race for institutional adoption. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Smart Escrows, Stablecoins, and Real-World Assets The roadmap also includes advanced smart features such as Smart Escrows and Multi-Purpose Tokens (MPTs), which will allow for complex, automated interactions on-chain. Meanwhile, Ripple has already begun integrating major stablecoins, including RLUSD, USDC , and EURØP, into the XRPL, reinforcing its credibility as a settlement platform. Notably, the network is also taking steps toward real-world asset tokenization. With U.S. Treasuries and other institutional-grade assets entering the blockchain space, XRPL is positioning itself as a launchpad for tokenized financial instruments at scale. XRP’s Role Remains Foundational Amid all these developments, XRP retains its vital role. As Schwartz has consistently emphasized, XRP is the only universally accepted, counterparty-free asset on the ledger. It acts as the core unit of liquidity, bridging all other assets on XRPL and facilitating efficient, low-cost transfers across borders and systems. David Schwartz has outlined a future where XRP is not just a bridge asset, but the backbone of an expansive, compliant, and programmable global financial network. As Ripple continues to execute on this vision, the XRPL may soon emerge as one of the most versatile and institution-ready platforms in the blockchain world. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Ripple CTO Reveals Ambitious Plans for XRP appeared first on Times Tabloid .
